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Fees
The charges for our services are established by the physicians and
updated at lease once each year. Many factors go into the decision
as to what a given fee should be including time requirements, complexity
of service, staff needed, equipment cost and facilities used. Medicare
publishes the exact amount they will pay for medical services and
there are commercial sources available that report average fees charged
for services. Our physicians decide upon charges based upon these
factors and others.
We feel that our fees are appropriate and represent a tremendous value
for the services provided. Please feel free to discuss our fees and
policies with our physicians.
Insurance
Most individuals have some form of insurance or pre-paid health benefits.
The arrangements of each insurance company with the covered person
are based upon contracts (policies) that are made between the purchaser
and the insurance company. Many policies restrict the physicians,
hospitals and diagnostic facilities that may be used. Our staff will
know the benefits of common policies, but it is the individual’s
responsibility to be familiar with their benefits.
As providers of medical services, we contract with insurance companies
to provide service to individuals who are covered under their contracts
at an agreed upon discounted rate. We participate with Medicare. We
are contracted with Blue Cross, United, The Foundation for Medical
Care and others. As our business relationships with insurance companies
may change, please contact our office to determine if we are contracted
with your company.
Payments
How you pay your bill is determined by who is paying for your services.
If you do not have a third party payer (insurance), then payment is
expected at the time of service. Payment plans can be established.
If you have insurance, then payment is determined by your policy and
how we are contracted with the plan. Most insurance policies require
a co-pay at the time of service. The amount you are required to pay
before insurance coverage begins (your deductible) will be requested
at the time of service.
We will bill your insurance company for the services provided. For
Medicare patients, we will also bill your secondary insurance providers.
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